When we talk about all of the things that could happen to us, all of the things that could result in our death (or crippling injury), there is a wide range of events that are possible — in the sense that the laws of physics don't prevent them.
...There are a still a lot of dangerous events that are possible and which we can reasonably conclude could happen to us, because they've happened on occasion to others (or are the result of events that could be reasonably expected.)
...It may not be likely; after all, in the private sector it's difficult (or even impossible) to justify on probability alone, as there just aren't a lot of incidents where the defender needed to reload his gun to survive an assault.
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